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Homeowners Insurance ~ Make sure you have the right Policy

May 19, 2011

All homeowners’ insurance policies are not the same, so it is critical homeowners make sure they have the right insurance for their property and possessions. Consumers are advised to take a look at their insurance policy on a regular basis, especially if any changes or improvements have been made to the property.

When purchasing a homeowners’ insurance policy, homeowners also should tell their insurance agent about any antiques, art, jewelry, collectibles, and any collections or valuables.

For condos, there are two different types of policies: The association’s policy and a policy that covers the unit and everything inside of it. The association’s policy covers all common areas of the property, but in most instances, homeowners need to purchase an additional policy that covers items inside the unit, such as cabinets, wall coverings, drapes, and the like.
Courtesy of C.A.R.


From → Buyers, Homeowners

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