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Home Mortgage Lenders

May 30, 2012

If you need a lender for a home purchase or a re-fi, PLEASE use a referral!!!  I had the worst experience with a buyer’s lender tonight EVER!  He had NO intention of helping OUR buyer get her dream home! 

In today’s market, sellers will sometimes ask for a cross-pre-qualification (because of lenders like this!)
Getting a PRE-QUALIFICATION is different than getting a pre-approval.  Sometimes, lenders will shoot off a pre-approval letter for their client without dong the work!  Getting pre-qualled is the biggest & most important step, other than finding your perfect home!!  AND if they haven’t done the work, you might be outbid (not by price, but by qualifications) on a home that you really want!

It’s a pain to get all of the paperwork together but it’s a necessary evil!  Do it FIRST, then be done!  You’ll be secure in your purchase price and will have fewer or no surprises when the loan goes to underwriting!

PLEASE use someone who’s used the lender before, not just the salesperson for the lender – that means nothing!

If you’d like a referral for a purchase or re-fi in OC, CA – I can provide that!  If you’re in another area, ask your friends, family, or a Realtor for the referral!  You’ll be so much better off in the long run!

Much luck!!!

Patti ~ Prudential California Realty – 714-398-1998

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From → Buyers, Homeowners

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